Money 911

Jean Chatzky, the popular Today Show financial editor and Oprah contributor, shows readers how to navigate the critical challenges and universal conundrums of personal finance in Money 911. A lifesaver in difficult economic times, Money 911 answers the tough financial questions about how to manage your money in  the face of life-altering events. Like popular personal finance guru Suze Orman, Chatzky offers clear, optimistic, timely, and intelligent advice for any recession victim who might be suffering the slings and arrows of unanticipated economic misfortune. Organized in a quick Q&A format, this comprehensive personal finance guide provides actionable answers to over 100 of your most pressing money questions: Debt Settlement & Bankruptcy: Clear scripts for negotiating with credit card companies, advice on dealing with bill collectors, and a straightforward breakdown of Chapter 7 vs. Chapter 13 bankruptcy. Credit Reports & Scores: Learn how to get your credit report for free, understand what makes a good credit score, and find proven strategies to improve yours quickly. Real Estate & Mortgages: Decide whether to pay off your mortgage early, refinance, or consider a home equity loan (HELOC) with Jean’s expert guidance on short sales and foreclosures. Retirement & Investing: Actionable advice for anyone starting their retirement savings from scratch, including how to roll over a 401(k) and make your funds last a lifetime. Life Milestones & Emergencies: Navigate the financial steps for major life events, from getting married and preparing for a baby to handling a job loss or inheriting money.